Finding the best hard money lenders in Fish Hawk FL is crucial to your real estate investing success. Whether you’re new to real estate investing or you’ve been doing it years, your Fish Hawk hard money loans can end up costing you thousands of dollars if you don’t select your hard money lender carefully. Whether you’re looking for a fix and flip loan or a longer term rental loan for the BRRRR Method, a bad hard money loan can cost you thousands of dollars in profit if you don’t account for things like origination fees, monthly interest, prepayment penalties and more. On the flip side, a favorable hard money loan can provide the financing you need to make a deal possible and successful. Fish Hawk private money lenders can give you the financing you need to secure your deal.
Top 5 Best Hard Money Lenders in Fish Hawk FL
Birchwood Loans
Birchwood Hard money offers Hard money loans for Real Estate Investors in Tampa and surrounding areas. With Birchwood, you will find a fast and easy source of hard money lender funding for your real estate investments. They can finance up to 60% LTV for a period of up to 5 years and provide interest only payments. They can give you an approval within 24 hrs. The paperwork for the closing is typically 3-5 business days.
AHL Hard Money
AHL Hard Money offers the following niche programs: Hard money loans, private money loans, cash out refinance, bad credit loans, home equity loans. According to their website, they specialize in special needs. Whether that be for credit challenged borrowers, the self employed, or other unique circumstances.
Bridgewell Capital
Bridgewell Capital is a hard money lender based in Orlando. They offer rehab loans for flips and for rental properties. They also do multifamily loans and commercial loans.
Here are some of their fix and flip loan terms:
- Up to 100% of rehab costs
- Up to 75% ARV
- Closings in 10 days
- Damaged Credit Okay
- No interest on undrawn rehab funds
- No pre-payment penalty
Civic Financial Services
Our next hard money lender is CIVIC Financial Services. CIVIC is a best-in-class real estate lender that provides fast and simple financing to real estate investors. Whether the intention is to buy a single-family home to flip, to leverage an existing portfolio of rental homes to hold long term, or to acquire multifamily real estate for cash flow, they have a focused team and set of products that empower investors to build wealth through real estate.
A2Z Capital Lending
A2Z Capital Lending is a Florida based hard money lender. They have excellent reviews on Google and a professional website. They’ve been operating in Florida in many years so you can use them confidently.
Unlike traditional bank loans, the ability to obtain hard money financing isn’t determined by the borrower’s credit worthiness. Instead, A2Z Capital Lending uses the value of the property itself in determining whether to make the loan.
FAQ about the Best Hard Money Loans in Fish Hawk
What Do Fish Hawk Hard Money Lenders Charge?
Hard money loan rates in Fish Hawk range from 8-12% for most fix and flip and shorter term loans. Many hard money lenders in Fish Hawk also charge points or origination fees on a loan that range from 1-2.
Do Hard Money Lenders In Fish Hawk Require Appraisals?
With most hard money lenders in Fish Hawk, the loan to value (LTV) is determined through an appraisal or a broker opinion of value.
What Are Hard Money Loans In Fish Hawk?
Hard money loans in Fish Hawk are loans secured by real estate used to purchase or rehab that piece of property. These short term loans are used to purchase and/or rehab residential or commercial properties. They’re usually more expensive than traditional loans but can be closed faster and oftentimes with less credit requirements.
More About Fish Hawk Florida
Fish Hawk is a small community located in Hillsborough County, Florida. It is known for its beautiful natural surroundings, outdoor activities, and friendly locals. Here are some of the best things to do, places to see, and food to eat in Fish Hawk:
Things to Do:
1. Go fishing: As the name suggests, Fish Hawk is a great place for fishing. You can catch a variety of fish, including bass, catfish, and bluegill, in the nearby lakes and rivers.
2. Hiking and Biking: There are several trails in the area that are perfect for hiking and biking. The Alafia River State Park and Lithia Springs Park are popular spots for outdoor enthusiasts.
3. Golfing: Fish Hawk has several golf courses, including the Fish Hawk Trails Golf Club and the River Hills Country Club.
4. Visit the Winery: Keel and Curley Winery is a popular attraction in Fish Hawk. You can take a tour of the winery, taste some of their award-winning wines, and enjoy live music on the weekends.
Places to See:
1. Alafia River State Park: This park is known for its beautiful scenery, hiking trails, and river activities. You can go kayaking, canoeing, or fishing in the river.
2. Lithia Springs Park: This park is a great place for a picnic or a swim. The natural spring water is crystal clear and refreshing.
3. Balm-Boyette Scrub Preserve: This preserve is a great place for bird watching and hiking. You can see a variety of wildlife, including deer, bobcats, and gopher tortoises.
Food to Eat:
1. Fish Hawk Pizza: This local pizzeria is known for its delicious pizza and friendly service.
2. The Fish Hawk Market: This market offers fresh seafood, sandwiches, and salads. They also have a great selection of craft beer and wine.
3. The Scrambled Egg: This breakfast spot is a local favorite. They serve a variety of breakfast dishes, including omelets, pancakes, and waffles.
Overall, Fish Hawk is a great place to visit if you love the outdoors and want to experience the natural beauty of Florida. With its friendly locals, delicious food, and fun activities, it’s a great destination for families, couples, and solo travelers alike.