Finding the best hard money lenders in Town ‘n’ Country FL is crucial to your real estate investing success. Whether you’re new to real estate investing or you’ve been doing it years, your Town ‘n’ Country hard money loans can end up costing you thousands of dollars if you don’t select your hard money lender carefully. Whether you’re looking for a fix and flip loan or a longer term rental loan for the BRRRR Method, a bad hard money loan can cost you thousands of dollars in profit if you don’t account for things like origination fees, monthly interest, prepayment penalties and more. On the flip side, a favorable hard money loan can provide the financing you need to make a deal possible and successful. Town ‘n’ Country private money lenders can give you the financing you need to secure your deal.
Top 5 Best Hard Money Lenders in Town ‘n’ Country FL
Birchwood Loans
Birchwood Hard money offers Hard money loans for Real Estate Investors in Tampa and surrounding areas. With Birchwood, you will find a fast and easy source of hard money lender funding for your real estate investments. They can finance up to 60% LTV for a period of up to 5 years and provide interest only payments. They can give you an approval within 24 hrs. The paperwork for the closing is typically 3-5 business days.
AHL Hard Money
AHL Hard Money offers the following niche programs: Hard money loans, private money loans, cash out refinance, bad credit loans, home equity loans. According to their website, they specialize in special needs. Whether that be for credit challenged borrowers, the self employed, or other unique circumstances.
Bridgewell Capital
Bridgewell Capital is a hard money lender based in Orlando. They offer rehab loans for flips and for rental properties. They also do multifamily loans and commercial loans.
Here are some of their fix and flip loan terms:
- Up to 100% of rehab costs
- Up to 75% ARV
- Closings in 10 days
- Damaged Credit Okay
- No interest on undrawn rehab funds
- No pre-payment penalty
Civic Financial Services
Our next hard money lender is CIVIC Financial Services. CIVIC is a best-in-class real estate lender that provides fast and simple financing to real estate investors. Whether the intention is to buy a single-family home to flip, to leverage an existing portfolio of rental homes to hold long term, or to acquire multifamily real estate for cash flow, they have a focused team and set of products that empower investors to build wealth through real estate.
A2Z Capital Lending
A2Z Capital Lending is a Florida based hard money lender. They have excellent reviews on Google and a professional website. They’ve been operating in Florida in many years so you can use them confidently.
Unlike traditional bank loans, the ability to obtain hard money financing isn’t determined by the borrower’s credit worthiness. Instead, A2Z Capital Lending uses the value of the property itself in determining whether to make the loan.
FAQ about the Best Hard Money Loans in Town ‘n’ Country
What Do Town ‘N’ Country Hard Money Lenders Charge?
Hard money loan rates in Town ‘n’ Country range from 8-12% for most fix and flip and shorter term loans. Many hard money lenders in Town ‘n’ Country also charge points or origination fees on a loan that range from 1-2.
Do Hard Money Lenders In Town ‘N’ Country Require Appraisals?
With most hard money lenders in Town ‘n’ Country, the loan to value (LTV) is determined through an appraisal or a broker opinion of value.
What Are Hard Money Loans In Town ‘N’ Country?
Hard money loans in Town ‘n’ Country are loans secured by real estate used to purchase or rehab that piece of property. These short term loans are used to purchase and/or rehab residential or commercial properties. They’re usually more expensive than traditional loans but can be closed faster and oftentimes with less credit requirements.
More About Town ‘N’ Country Florida
Town ‘n’ Country is a suburban community located in Hillsborough County, Florida. It is a great place to visit for those who want to experience the laid-back Florida lifestyle. Here are some of the best things to do, places to see, and food to eat in Town ‘n’ Country.
Things to Do:
1. Visit the Upper Tampa Bay Trail: This 7.25-mile trail is perfect for hiking, biking, and jogging. It offers beautiful views of the bay and is a great way to get some exercise while enjoying the outdoors.
2. Go fishing: Town ‘n’ Country is located near several great fishing spots, including the Courtney Campbell Causeway and the Tampa Bay Fishing Pier.
3. Play golf: There are several golf courses in the area, including the Rocky Point Golf Course and the Westchase Golf Club.
4. Visit the Tampa Bay Downs: This horse racing track is located just a few miles from Town ‘n’ Country and is a great place to spend an afternoon.
Places to See:
1. The Florida Aquarium: Located in nearby Tampa, the Florida Aquarium is a must-see attraction for anyone visiting the area. It features over 20,000 aquatic animals and plants, as well as interactive exhibits and shows.
2. Busch Gardens: This theme park is located in Tampa and features roller coasters, water rides, and animal exhibits.
3. The Tampa Museum of Art: This museum features a collection of modern and contemporary art, as well as rotating exhibits.
4. The Tampa Bay History Center: This museum tells the story of Tampa Bay’s history, from the Native American tribes who first lived in the area to the present day.
Food to Eat:
1. Cuban Sandwiches: Town ‘n’ Country is located near Tampa, which is known for its delicious Cuban sandwiches. Some of the best places to try one include La Segunda Central Bakery and The Columbia Restaurant.
2. Seafood: With its proximity to the Gulf of Mexico, Town ‘n’ Country is a great place to try some fresh seafood. Some of the best seafood restaurants in the area include Crabby Bill’s Seafood and Rusty Pelican.
3. Barbecue: If you’re in the mood for some barbecue, check out Holy Hog BBQ or Kojak’s House of Ribs.
4. Italian: For some delicious Italian food, head to Maggiano’s Little Italy or Carrabba’s Italian Grill.
Overall, Town ‘n’ Country is a great place to visit for those who want to experience the best of Florida. With its beautiful outdoor spaces, exciting attractions, and delicious food, there’s something for everyone in this charming community.